You agree to be contacted by or on behalf of Valera and it’s partners, by any means or technology and through autodialed and/or artificial or pre-recorded calls, and/or texts (including SMS and MMS), even if you are on a corporate, state, or national Do Not Call list, and through email. You agree to the following: Account Notifications & Special Promotions: I will receive SMS notifications regarding my account with Valera, important updates, as well as special promotions for my account. Voluntary Participation: Subscribing to SMS notifications is optional and not required to use CreditClub services. Opt-out Anytime: I can unsubscribe at any time by texting ‘STOP’ to the provided number or get help by texting ‘HELP’. Message Frequency: The number of messages I receive may vary based on my account status, activity, and interactions with CreditClub. Message and Data Rates: Standard message and data rates may apply. By clicking “Continue”, you agree to our Terms of Service and Privacy Policy and to receive important notices and other communications electronically.